Using Laguna Hills (SCE territory, Orange County, CA) as the baseline: a single MEGA, mounted flat with bifacial modules, generates approximately 10,000 kWh per year (PVWatts, 6.39 kW DC, 14 percent system losses). The average California household consumes about 8,100 kWh annually. One unit therefore covers 100 percent of a typical household's electricity, with roughly 1,900 kWh left over for an electric vehicle.
What that electricity is worth depends on when you use it, and this is where honesty matters. SCE's residential time-of-use rate (TOU-D-5-8PM) charged $0.34 per kWh off-peak and $0.74 per kWh on-peak, 5 p.m. to 8 p.m. on summer weekdays, on a September 2026 bill. Winter rates run about $0.38 off-peak and $0.60 in the same evening window. Solar alone cannot touch that evening peak; generation ends before it begins. This is exactly why the MEGA ships with storage.
The MEGA's 16 kWh battery operates in peak-shave mode: it charges at midday, discharges into the 5 to 8 p.m. window first, then carries the household through the night, while holding 10 percent in reserve for outages. The system is configured for zero export, so nothing is sold back to the grid and NEM 3.0 export pricing never enters the calculation. No federal tax credit is assumed, since the residential 25D credit expired after 2025.
Scenario 1: single MEGA, 10,000 kWh household with an EV. That dispatch displaces about $3,840 per year in SCE charges: roughly $1,700 from daytime self-consumption, $1,300 from the evening peak, and $840 overnight. At a system price of $23,925, the simple payback is 6 to 7 years. For a 20,000 kWh all-electric household, the same single unit saves about $4,480 per year and pays back in 5.3 years, because more of the battery's output lands in the expensive evening window. Over the system's 25-year life, that works out to under $0.10 per kWh for electricity SCE currently sells for $0.34 to $0.74.
Scenario 2: dual-rack MEGA with 32 kWh of storage, 20,000 kWh all-electric household with an EV. A dual 12.8 kW MEGA generates about 20,000 kWh per year in Laguna Woods, matching the household's annual load. With two 16 kWh battery packs, the system serves 10,000 kWh of daytime load directly (including midday EV charging), shifts 4,000 kWh into the 5 to 8 p.m. peak, and carries another 4,500 kWh through the night. Only about 500 kWh per year goes unused. In total the household draws 93 percent of its electricity from its own carport, and the dispatch displaces about $7,680 per year in SCE charges: roughly $3,390 from daytime self-consumption, $2,610 from the evening peak, and $1,680 overnight. At a system price of $37,290, the simple payback is 4.9 years, and the 25-year cost of the electricity works out to about $0.075 per kWh. This configuration also avoids about 4.4 metric tons of CO2e per year on the California grid, or over 7 metric tons against the U.S. average.
The time-of-use rate matters in both scenarios. On a flat $0.34 per kWh tariff, the single MEGA would save about $3,150 to $3,240 per year and pay back in roughly 7.5 years, and the dual-rack system would save about $6,300 per year and pay back in 5.9 years. SCE's time-of-use pricing improves the return by 20 to 40 percent, entirely because the battery shifts midday generation into the 5 to 8 p.m. peak.
The EV advantage: the roughly 1,900 kWh a single MEGA produces beyond typical household use converts to 7,600 to 11,400 miles of driving at typical EV efficiency of 4 to 6 miles per kWh. For a household transitioning to electric vehicles, that is free driving on sun-generated electricity, charged at midday when the rate is lowest and the panels are producing. In the dual-rack scenario, the EV's charging is already inside the 20,000 kWh load and is served almost entirely from the carport.
The carbon impact: displacing California grid electricity at roughly 0.24 kg CO2e per kWh, a single MEGA avoids about 2.4 metric tons of CO2e per year (nearly 4 metric tons against the higher U.S. average grid). Because the system generates more clean electricity than the household consumes, it drives the household's electricity-related carbon footprint (about 1.9 metric tons per year on the California grid) net-negative, displacing more grid emissions than the household creates.